Spend It Archives - Money Smarts

As the world goes cashless, how are our spending habits changing?

In 1949, a businessman named Frank McNamara was dining at a New York City restaurant when he realized he had forgotten his wallet at home. The bill came. His wife covered for him. Embarrassed and resolved never to let it happen again, McNamara helped start the Diners...

Budgeting, Spend It

9 Digital Marketing Tricks that Encourage You to Overspend

Have you ever noticed the subtle ways your grocery store tries to get you to spend as much as possible? In the aisles, the most expensive products are strategically stocked at eye level. The staple goods are inconveniently located in the very back of the store,...

Budgeting, Money, Spend It

Can money help you quit bad habits?

Everyone has done it at one time or another: feeding into our impulses to buy the latest objet du jour on social media or reaching for the items displayed in the checkout line, which leads to overspending. While a once-in-a-while purchase can be chalked up to a moment...

Money, Spend It

How to manage volatile income

Anyone who has ever been a freelancer, worked on commission, or relied on tips knows the boom-and-bust cycle of having an irregular income. How are you supposed to budget when you don’t know which months feature steak dinners and which ones require ramen noodles? ...

Earn It, Save It, Spend It

How much savings is too much?

Setting up good saving habits is one of the best things you can do for yourself. But whether you’re just getting started on your savings journey or you’ve already got a pile of cash, you might be wondering: just how much, exactly, should I save? What if I...

Save It, Spend It

How to break your bad money habits

We often think of ourselves as natural born “spenders” or “savers,” as if the way we handle money is like our eye color, Zodiac sign or preference of dogs over cats. But according to Dr. Daniel Crosby, Chief Behavioral Officer at Orion Advisor Solutions, this framing...

Save It, Spend It