Marianne Hayes
Marianne Hayes is a longtime freelance writer with a degree in Journalism and Creative Writing from the University of Central Florida.
Posts by Marianne Hayes:
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Marianne Hayesmoneyspend it
$1.99 vs. $2: How our “left-digit bias” makes us overspend
Posted on: 27 Apr 2023
Browse through any store or online retailer and you’ll see that prices ending in “.99” are extremely common. It’s a tried-and-true sales tactic that’s been used for at least a century, but does it really work? There’s research suggesting that the brain indeed processes this pricing structure differently. We took a deep dive to understand […]
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Marianne Hayesbudgetingmoneysave it
Being frugal sounds boring — until it makes you wealthy
Posted on: 02 Mar 2023
Frugality isn’t easy to practice in today’s consumer-driven economy. But there is a growing frugality trend sparked by a mix of factors, namely the pandemic, inflation, and fears of a recession. Being frugal isn’t the same thing as being cheap — and watching your spending doesn’t mean you’re financially struggling. Instead, it’s about living within […]
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Marianne Hayesdebtmoneyplan it
4 steps for overcoming financial guilt and shame
Posted on: 17 Feb 2023
Financial shame can take many forms, but at the core it’s about feeling inadequate around money — as if there’s something fundamentally wrong with you. The psychological side effects are real. Financial shame can chip away at your self-esteem and create a cycle that makes financial hardship even worse. The good news is that it’s […]
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Marianne Hayesearn itentrepreneurship
The surprising business model of Zara
Posted on: 08 Dec 2022
The COVID-19 pandemic has majorly disrupted offshore manufacturing. Overseas factory closures, a shortage of shipping containers, and labor shortages all came together to create the perfect storm. Now, more than two years into the pandemic, we’re still feeling the effects. As of July, it took an average of 100 days for companies to receive production […]
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Marianne Hayesbudgetingspend it
9 Digital Marketing Tricks that Encourage You to Overspend
Posted on: 03 Nov 2022
Have you ever noticed the subtle ways your grocery store tries to get you to spend as much as possible? In the aisles, the most expensive products are strategically stocked at eye level. The staple goods are inconveniently located in the very back of the store, forcing you to walk past hundreds of products you […]
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Marianne Hayesmoney
The Wizard of Oz is a story about the dangers of the gold standard
Posted on: 27 Sep 2022
The Wizard of Oz is a beloved, award-winning film that spun into a cultural phenomenon, but did you know that there’s a secret meaning behind Dorothy’s adventure? Some historians and economists believe that the tale represents how America navigated the gold standard. From the Yellow Brick Road to the Emerald City, each character and circumstance […]